w.e.f. As on 01/08/2024
Savings Deposit Interest Rate - 3%
Fixed Deposit
Sr .No. |
Duration |
General Interest Rate |
Interest Rate for Co-op. Societies, Pat Sansthas and Trust etc. |
Interest Rate for Senior Citizen |
1 |
7 Days to 45 Days |
3.50% |
3.50% |
3.50% |
2 |
46 Days to 90 Days |
5.50% |
5.50% |
5.50% |
3 |
91 Days to 179 Days |
5.50% |
5.50% |
6.00% |
4 |
180 Days to 210 Days |
6.25% |
6.25% |
6.75% |
5 |
211 Days to 364 Days
|
6.50% |
6.50% |
7.00% |
6 |
|
6.80% |
6.80% |
7.30% |
7 |
2 Years to Below 3 Years
|
7.00% |
7.00% |
7.50% |
8 |
3 Years to Below 5 Years
|
6.75% |
6.75% |
7.25% |
9 |
5 Years to 10 Years
|
6.50% |
6.50% |
7.50% |
10 |
400 Days ( Amrut Kalash Thev ) Validity Date 30/09/2024 |
7.10% |
7.10% |
7.60% |
11 |
W.e.f. 15/09/2024
444 Days ( Amrut Vrushti Thev ) Validity Date 31/03/2025 |
7.25% |
7.25% |
7.75% |
1
|
Above Interest rates will applicable for Personal and Joint accounts.
|
2
|
0.50% extra interest rate for senior citizens. (Above 91 Days)
|
3
|
0.50% extra interest rate for employees. (Above 91 Days)
|
4
|
I) 0.50% extra interest rate for one account of other Depositer Rs. 15 Lakhs or above deposit receipt for 91 days & above only.
II) 0.50% extra interest rate for one account of Co-op Societies, Patsansthas Rs. 15 Lakhs or above deposit recept for 91 Days and above only
|
|
Only one option from above (2, 3, 4) will be applicable for the Depositors
|
Sr . No. |
Duration |
Interest Rate / Period |
Interest rate for Senior Citizen & Employees |
1 |
Dam – Didpat Deposit
|
6.50%
6 Years 3 Months
14 Days
|
7.50%
5 Years 5 Months
16 Days
|
|
|