Deposit Interest Rates

w.e.f. As on 01/08/2024

Savings Deposit Interest Rate - 3%

Fixed Deposit

Sr .No. Duration General Interest Rate Interest Rate for Co-op. Societies, Pat Sansthas and Trust etc. Interest Rate for Senior Citizen

1

7 Days to 45 Days

3.50%

3.50%

3.50%

2

46 Days to 90 Days

5.50%

5.50%

5.50%

3

91 Days to 179  Days

5.50%

5.50%

6.00%

4

180 Days to 210 Days

6.25%

6.25%

6.75%

5

211 Days to 364 Days
 
6.50%
6.50%
7.00%
6

1 Year to Below 2 Years

6.80%
6.80%
7.30%

7

2 Years to Below 3 Years
 
7.00% 7.00% 7.50%
8
3 Years to Below 5 Years
 
6.75% 6.75% 7.25%
9
5 Years to 10 Years
 
6.50% 6.50% 7.50%
10 400 Days ( Amrut Kalash Thev ) Validity Date 30/09/2024 7.10% 7.10% 7.60%
11 W.e.f. 15/09/2024
444 Days ( Amrut Vrushti Thev ) Validity Date 31/03/2025
7.25% 7.25% 7.75%

1

Above Interest rates will applicable for Personal and Joint accounts.

2

0.50% extra interest rate for senior citizens. (Above 91 Days)

3

0.50% extra interest rate for employees. (Above 91 Days)

4

I) 0.50% extra interest rate for one account of other Depositer Rs. 15 Lakhs or above deposit receipt for 91 days & above only.
II) 0.50% extra interest rate for one account of Co-op Societies, Patsansthas Rs. 15 Lakhs or above deposit recept for 91 Days and above only

Only one option from above (2, 3, 4) will be applicable for the Depositors

 
Sr . No. Duration Interest Rate / Period Interest rate for Senior Citizen & Employees
1

Dam – Didpat Deposit

6.50%
6 Years 3 Months
14 Days

7.50%
5 Years 5 Months
16 Days