Deposit Interest Rates

w.e.f. As on 01/03/2023

Savings Deposit Interest Rate - 3%

Fixed Deposit

Sr .No. Duration General Interest Rate Interest Rate for Co-op. Societies, Pat Sansthas and Trust etc. Interest Rate for Senior Citizen

1

7 Days to 45 Days

3.50%

3.50%

3.50%

2

46 Days to 90 Days

4.50%

4.50%

4.50%

3

91 Days to 180  Days

5.00%

5.00%

5.50%

4

181 Days to 364 Days

6.00%

6.00%

6.50%

5
12 Months to 2 Years
6.80%
6.80%
7.30%
6

2 Years 1 Day to 3 Years

7.00%
7.00%
7.50%
7 3 Years 1 Day to 5 Years 6.50% 6.50% 7.00%
8 5 Years 1 Day to 10 Years 6.50% 6.50% 7.50%
9 400 Days ( Amrut Kalash Thev ) Validity Date 31/12/2023 7.10% 7.10% 7.60%

1

Above Interest rates will applicable for Personal and Joint accounts.

2

0.50% extra interest rate for senior citizens. (Above 91 Days)

3

0.50% extra interest rate for employees. (Above 91 Days)

4

I) 0.50% extra interest rate for one account of other Depositer Rs. 15 Lakhs or above deposit receipt for 91 days & above only.
II) 0.50% extra interest rate for one account of Co-op Societies, Patsansthas Rs. 15 Lakhs or above deposit recept for 91 Days and above only

Only one option from above (2, 3, 4) will be applicable for the Depositors

 
Sr . No. Duration Interest Rate / Period Interest rate for Senior Citizen & Employees
1

Dam – Didpat Deposit

6.50%
6 Years 3 Months
14 Days

7.50%
5 Years 5 Months
16 Days