Deposit Interest Rates

w.e.f. As on 28/12/2024

Savings Deposit Interest Rate - 3%

Fixed Deposit

Sr .No. Duration General Interest Rate Interest Rate for Co-op. Societies, Pat Sansthas and Trust etc. Interest Rate for Senior Citizen

1

7 Days to 45 Days

3.50%

3.50%

3.50%

2

46 Days to 90 Days

5.50%

5.50%

5.50%

3

91 Days to 180  Days

6.00%

6.00%

6.50%

4

180 Days to 364 Days

6.50%

6.50%

7.00%

5

1 Year to Below 2 Years
 
8.00%
8.00%
8.50%
6

2 Year to Below 3 Years

8.50%
8.50%
9.00%

7

3 Years to Below 10 Years
 
8.00% 8.00% 8.50%

1

Above Interest rates will applicable for Personal and Joint accounts.

2

0.50% extra interest rate for senior citizens. (Above 91 Days)

3

0.50% extra interest rate for employees. (Above 91 Days)

4

I) 0.50% extra interest rate for one account of other Depositer Rs. 15 Lakhs or above deposit receipt for 91 days & above only.
II) 0.50% extra interest rate for one account of Co-op Societies, Patsansthas Rs. 15 Lakhs or above deposit recept for 91 Days and above only

Only one option from above (2, 3, 4) will be applicable for the Depositors

 
Sr . No. Duration Interest Rate / Period Interest rate for Senior Citizen & Employees
1

Dam – Didpat Deposit

8.00%
5 Years 1 Months
13 Days

8.50%
4 Years 9 Months
26 Days

2

Dam – Duppat Deposit

8.00%
8 Years 9 Months
1 Day

8.50%
8 Years 2 Months
27 Days