w.e.f. As on 28/12/2024
Savings Deposit Interest Rate - 3%
Fixed Deposit
Sr .No. |
Duration |
General Interest Rate |
Interest Rate for Co-op. Societies, Pat Sansthas and Trust etc. |
Interest Rate for Senior Citizen |
1
|
7 Days to 45 Days
|
3.50%
|
3.50%
|
3.50%
|
2
|
46 Days to 90 Days
|
5.50%
|
5.50%
|
5.50%
|
3
|
91 Days to 180 Days
|
6.00%
|
6.00% |
6.50%
|
4
|
180 Days to 364 Days
|
6.50%
|
6.50%
|
7.00%
|
5
|
1 Year to Below 2 Years
|
8.00%
|
8.00%
|
8.50%
|
6
|
|
8.50%
|
8.50%
|
9.00%
|
7 |
3 Years to Below 10 Years
|
8.00% |
8.00% |
8.50% |
1
|
Above Interest rates will applicable for Personal and Joint accounts.
|
2
|
0.50% extra interest rate for senior citizens. (Above 91 Days)
|
3
|
0.50% extra interest rate for employees. (Above 91 Days)
|
4
|
I) 0.50% extra interest rate for one account of other Depositer Rs. 15 Lakhs or above deposit receipt for 91 days & above only.
II) 0.50% extra interest rate for one account of Co-op Societies, Patsansthas Rs. 15 Lakhs or above deposit recept for 91 Days and above only
|
|
Only one option from above (2, 3, 4) will be applicable for the Depositors
|
Sr . No. |
Duration |
Interest Rate / Period |
Interest rate for Senior Citizen & Employees |
1 |
Dam – Didpat Deposit
|
8.00%
5 Years 1 Months
13 Days
|
8.50%
4 Years 9 Months
26 Days
|
2 |
Dam – Duppat Deposit
|
8.00%
8 Years 9 Months
1 Day
|
8.50%
8 Years 2 Months
27 Days
|
|
|